Transactions
Expert handling of purchase and sale transactions. Seamless support for refinancing and related closing documents.
Loan Signing
Certified loan signing services
NNA commissioned and LSS certified signing agents for purchase and sale closings, refinances, HELOCs, reverse mortgages, loan modifications and deed packages.
Short answer
A loan signing agent is a notary public with additional training in mortgage and closing documents. Ellaphun’s agents present each document in the borrower’s package in order, show where to sign, date and initial, notarize the pages that require it, and return the completed package to escrow or title on schedule. We handle purchases, refinances, HELOCs, reverse mortgages, loan modifications and deed packages throughout Northern California.
Loan Signing Services
What we handle
Home Loan Services
Assistance with home equity lines of credit (HELOCs). Guidance through reverse mortgage documentation and signings.
Loan Adjustments
Professional facilitation of loan modifications to ensure accuracy and compliance.
Property Documents
Preparation and signing of deeds of trust, grant deeds, and quitclaim deeds.
Operations Plan
Completed specialized certification through the National Notary Association (NNA). Advanced education from the Loan Signing System (LSS).
Time-sensitive closing?
Four notaries cover different parts of Northern California, so same-day and next-day appointments are usually possible. Call (310) 804-0844 rather than using the form.
Loyalty to Accuracy
Accuracy is our top priority
- Accuracy is our top priority
- Thoroughly reviewing documents before and after notarization
- Trusted by attorneys, lenders, title companies, and private clients
A returned package costs everyone a week. The checks are unglamorous and they are the reason escrow officers call us back: right notary certificate, right dates, every initial, every signature, and the package back on time.
- Certification
- NNA commissioned & LSS certified
- Coverage
- Peninsula to Shasta Cascade
- Experience
- 25+ years combined across the team
- Protection
- Bonded & insured
Who we work with
Built around the closing table
Title & Escrow Companies
Mortgage and refinance documents, scheduled around your closing calendar and returned complete.
Real Estate Professionals
Buyers, sellers, agents, escrow officers and loan signings, including evening and weekend appointments for working clients.
Financial Institutions & Fiduciaries
Banks, credit unions, trust officers and wealth managers, with the discretion high-net-worth clients expect.
| Document type | Typical transaction | Notarized pages |
|---|---|---|
| Deed of trust | Purchase, refinance, HELOC | Borrower acknowledgement |
| Grant deed | Purchase and sale, title transfer | Grantor acknowledgement |
| Quitclaim deed | Title correction, family transfer, divorce | Grantor acknowledgement |
| Signature/name affidavit | Purchase, refinance | Jurat or acknowledgement |
| Reverse mortgage package | HECM origination | Multiple acknowledgements |
| Loan modification agreement | Loan adjustment | Borrower acknowledgement |
The notarized pages above are the ones most commonly required. Your lender, escrow officer or title company sets the final requirements for each package.
Loan signing questions
What escrow officers and borrowers ask
What does a loan signing agent do?
A loan signing agent is a notary public with additional training in mortgage and closing documents. They present each document in the borrower’s package in order, point out where to sign, date and initial, notarize the pages that require it, and return the completed package to escrow or the title company on schedule. They do not explain loan terms or give advice on the loan itself, which is the lender’s or escrow officer’s role.
Which loan packages do you handle?
Purchase and sale closings, refinances and related closing documents, home equity lines of credit, reverse mortgage documentation, loan modifications, and property documents including deeds of trust, grant deeds and quitclaim deeds.
Are your signing agents certified and insured?
Yes. Our agents are commissioned through the National Notary Association and have completed advanced loan signing education through the Loan Signing System. The team is bonded and insured, and our combined experience across the four notaries spans more than 25 years.
How quickly can a signing be scheduled?
We schedule evenings, weekends and urgent requests, and we have four notaries covering different parts of Northern California, so same-day and next-day appointments are usually possible. For a time-sensitive closing, call (310) 804-0844 rather than using the form.
Can you travel outside the Bay Area for a signing?
Yes. Our standard coverage runs from the Peninsula through the North Bay and up into the Shasta Cascade counties, and we travel beyond that region on request. Tell us where the signing is and we will confirm coverage and travel time.
Schedule a signing
Send the closing date, the borrower’s location and the package type. We confirm the assigned agent and the appointment window the same day.